Bank Notes For Exchange
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FAQ
Exchanging old notes at the Post Office The Post Office Opens in a new window will accept most old notes as a deposit into any UK bank account you can access with them. There are also 30 Post Office branches across the UK that will swap old banknotes, even if you do not have a bank account.
Exchange old £20 and £50 notes at The Bank of England There is currently no time limit when it comes to exchanging your old banknotes at the Bank of England. You may need an ID when exchanging notes.
A bill of exchange, a short-term negotiable instrument, is a signed, unconditional, written order binding one party to pay a fixed sum of money to another party on demand or at a predetermined date. A bill of exchange is sometimes called draft or draught, but draft usually applies to domestic transactions only.
Banks no longer have to legally accept old paper notes and coins once they have been withdrawn from circulation. However, some do continue to allow customers to deposit them into their accounts.
For example, X orders Y to pay ? 50,000 for 90 days after date and Y accepts this order by signing his name, then it will be a bill of exchange.