Non Exempt Property In Chapter 7
Description
How to fill out Property Claimed As Exempt - Schedule C - Form 6C - Post 2005?
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FAQ
General Unsecured Claims (?GUCs?) Aside from equity holders, GUCs are the largest group of claim holders and the lowest in the priority waterfall ? therefore, recoveries are normally received on a pro-rata basis, assuming there are any funds remaining.
Priority debt is a phrase referring to the most urgent or important debts that must be paid off in bankruptcy. Listed in the order of priority, these include alimony, child support, trustee fees, bankruptcy attorney fees, court fines, employee wage debt.
Bankruptcy exemptions in Ontario ItemValueHousehold furniture, equipment, food and fuelUp to $14,180All clothingN/AA motor vehicleUp to $7,117Tools of trade or businessUp to $14,4054 more rows ?
For Non-Farmers: Household furniture and personal effects to a value of $4,500 per person. Tools of the trade to a value of $4,500. A motor vehicle, if required for employment. $32,000 equity in your home ($64,000 if jointly owned) Certain life insurance policies. Certain pensions.
That being said, here's what you're not allowed to do with a Chapter 7: Lie under oath about your financial or property assets. Keep property that must be used to discharge your debts. Miss payments to certain creditors in order to keep your home.