Cobra Letter Example
Description
How to fill out Introductory COBRA Letter?
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FAQ
The notice must explain the reason coverage has terminated, provide the date of termination and describe any rights the qualified beneficiary may have to elect alternative group or individual coverage, such as a conversion right (29 C.F.R. 2590.606-4(d)).
When it's time to stop or cancel your coverage, you would need to make a request from the plan administrator to receive a letter of notice of COBRA termination. Typically, the COBRA Administrator is in the HR department or is a third-party administrator.
Notice of Rights Under COBRA The COBRA statute requires that continuation coverage be offered to covered employees and their covered dependents in order to continue their State-sponsored health/dental/vision benefit(s) in the event coverage is lost due to certain qualifying events.
COBRA is Retroactive. When you receive your COBRA letter, you have 60 days to submit the paperwork with your insurance company. However, no matter when you submit the paperwork during this time, you are covered retroactively from day 1. The catch: you will also be responsible for all premiums from day 1.
A cobra is a kind of poisonous snake that can make the skin on the back of its neck into a hood.
