Life Insurance Benefit Form With Decimals
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FAQ
Name only living persons as beneficiaries, unless you are naming a trust, your estate or an organization. Do not name the same person or organization as both a primary and secondary beneficiary. Do not use the word ?or? when designating multiple beneficiaries. Do not impose any conditions on payment.
A primary beneficiary is the first person you name to receive the proceeds from your insurance policy upon your death. You can designate 100% of the proceeds to one primary beneficiary or you can divide the proceeds among multiple primary beneficiaries.
If you decide to have more than one beneficiary, you will allocate a percentage of the death benefit for each, so that the total allocation equals 100%. A simple example of this would be allocating 50% to your partner, and 25% to each of your two children, for a total of 100%.
The percentage total within each designation (Primary or Alternate) must add up to exactly 100%. For example, if you name three Primary beneficiaries with 33% for your first and 33% for your second, your third Primary beneficiary must be 34%, creating a total of 100%.
Best example: If the beneficiary is one of your children and they are deceased, their share would then go to their grandchildren if they had any.