Notary Public For
Description
How to fill out Oath Or Affirmation By Notary Public With Acceptance Of Office?
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FAQ
You'll receive a copy of the mortgage note when you close on your loan. If you misplace this copy, contact your mortgage lender or servicer and ask for a replacement. You can also find a copy of the mortgage note at your local Recorder of Deeds office.
So, who is responsible for recording a property deed? This responsibility typically lies with your title or escrow agent. They will ?record? the deed by filling out and filing your original deed in the appropriate government office in your local county.
The lender keeps the original promissory note until you have fulfilled all obligations, i.e., paid off, your mortgage.
Primary tabs. A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loan's lien on the property and giving the title to the borrower.
The most important originals are the purchase agreement, deed, and deed of trust or mortgage. In the event originals are destroyed, you might be able to get certified copies of these documents from the lender or closing company, but you don't want to rely on others' recordkeeping systems unless you have to.
Mortgages come with a lot of documentation. Much of it is useful for tax, accounting and maintenance purposes, so hang onto it.
The original mortgage note is held by your mortgage lender or servicer until (or unless) the lender sells it on the secondary market. Most lenders do this relatively quickly after closing. That's because the note is a security instrument, often pooled in mortgage-backed securities bought and sold by investors.