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You can make your own tenancy agreement but you need to make sure that it is up-to-date with the law and in particular does not contain illegal clauses. The Tenant Fees Act 2019 made certain tenancy payments illegal such as cleaning fees.
Verbal tenancy agreements are legally binding. However, these types of agreement are not recommended as the tenant and landlord can find problems occur, for instance with rent payments and deposits. Without something in writing ambiguity may arise as to what was agreed.
Your landlord can only charge you rent if they've given you their name and address - it doesn't matter whether or not you have a written tenancy agreement.
You can make your own tenancy agreement but you need to make sure that it is up-to-date with the law and in particular does not contain illegal clauses. The Tenant Fees Act 2019 made certain tenancy payments illegal such as cleaning fees.
If there is no tenancy agreement therefore, then there is no authority for the landlord to make any deductions from the tenancy deposit no matter how dreadful the condition of the property when the tenant moves out. If he tries to make any deductions, any challenge made by the tenant will succeed at adjudication.