Deposit Box Refuse With Bank
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FAQ
For over a century, Chase and other major banks have offered customers secure storage for valuables and important documents. However, after conducting an in-depth review of safe deposit box operations, Chase found that costs had spiraled out of control while customer usage had severely declined over the past decade.
The FDIC does not insure the contents of safe deposit boxes at banks. If your bank fails, you likely will be able to retrieve the contents of your safe deposit box. If another bank acquires your bank's branches, you can contact that bank to ask about accessing your safe deposit box.
Dual control: Two people?usually a bank employee and the renter?are required to open the box. In this way, no one person can ever open the box and remove the contents. Authorized signature: When the safe deposit account is opened, all persons authorized to access the box sign a signature card.
The safe deposit box is a storage space you rent from the bank. Its contents are kept private, and the bank doesn't know what you put in there.
You'll be left alone in private in the vault when you use your safety deposit box. As such, the bank won't know what you put inside your safety deposit box. Banks also won't vet your items which is another reason why safety deposit boxes aren't insured. The bank doesn't even know what valuables are kept inside.