Modify Interest Rate With Affirm
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We protect your documents and personal data by following strict security and privacy standards.
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FAQ
When Affirm determines your annual percentage rate (APR), it evaluates several factors, including your credit score and other data about you. If you finance future purchases with Affirm, you may be eligible for a lower APR depending on your financial situation at the time of purchase.
Type your full legal name and your email address. Type your date of birth and the last 4 digits of your Social Security number. Select Create account. See your purchase decision.
When deciding whether to approve you, Affirm will consider your credit score, as well as any prior payment history with Affirm (including loans you may have outstanding) and how long you've had an Affirm account. Affirm also looks at your credit utilization, income, existing debt and any recent bankruptcies.
When Affirm determines your eligibility for a loan and your interest rate, the company looks at your personal information, your credit score, when you applied for the loan, your payment history with Affirm (if you have any) and how long you have had an Affirm account.
Unfortunately, we can't change your monthly due date. However, you can make automatic payments on a date of your choice if you turn on autopay.