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Find the handle at the bottom-right of the cell and hold your cursor over it until it becomes the plus sign. Click and drag the handle across the entire column. Click and drag the auto-fill handle across your entire column to apply the formula to each cell in the column.
The copy/paste shortcuts copy the formula and formatting. To copy the formula without formatting, choose an appropriate Paste option on the ribbon or in the right-click menu, as demonstrated in Copying an Excel formula without formatting.
The formula for calculating mortgage payments is PMT(interest rate/12, number of payments, loan amount). For example, if you're taking out a 10-year loan with a 6% interest rate for $200,000, the Excel formula would be: PMT(. 06/12, 120, 200000).
Simply do the following: Select the cell with the formula and the adjacent cells you want to fill. Click Home > Fill, and choose either Down, Right, Up, or Left. Keyboard shortcut: You can also press Ctrl+D to fill the formula down in a column, or Ctrl+R to fill the formula to the right in a row.