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Filing for bankruptcy can be an effective way to stop or prevent a wage garnishment. When your attorney files a Utah bankruptcy case, an automatic stay kicks in. The automatic stay acts like a court order that puts an immediate halt to garnishments and most other creditor collection actions.
Pay the filing fee and file these documents with the court: Application for Writ of Garnishment. ... Writ of Garnishment. ... Garnishee's Answers. ... Notice of Garnishment and Exemptions form. Reply and Request for Hearing form - 2 copies. A check payable to the garnishee for their fee.
Your wages can be garnished until the debt is paid. A writ of continuing garnishment is effective for one year after the date it was served, or for 120 calendar days if another writ of continuing garnishment is served. If the writ expires, the creditor can request a new one.
At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.
If you want to ask the court to set aside or "undo" a judgment, you can file a Motion to Set Aside Judgment. Filing a Motion to Set Aside takes time to be processed by the court. If you want to ask the court to stop the garnishment right away you can also file a Motion to Delay Enforcement.