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What States Prohibit Bank Garnishment? Bank garnishment is legal in all 50 states. However, four states prohibit wage garnishment for consumer debts. ing to Debt.org, those states are Texas, South Carolina, Pennsylvania, and North Carolina.
Call 1-877-252-3252 to request that the Department send a garnishment release letter to your employer. Your employer must continue making payments until they receive the garnishment release letter.
Ordinary garnishments Under Title III, the amount that an employer may garnish from an employee in any workweek or pay period is the lesser of: 25% of disposable earnings -or- The amount by which disposable earnings are 30 times greater than the federal minimum wage.
Dear Sir/Madam, I am writing to request that you stop the wage garnishment that is currently being imposed on me. I am unable to make the payments at this time due to [insert reason, such as financial hardship]. I have attached documentation that supports my claim.
You can pay the balance of the debt(s) at any time. Once your payment in full has posted to your account, we'll issue a Release of Garnishment Notice and send you and the garnishee a copy by mail. Delivery of the release notice is available by fax, upon request.