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Civil Usury The maximum legal rate in New Jersey is 6% per annum on loans not evidenced by a writing and 16% per annum if there is a written contract specifying a rate of interest. N.J.S.A. -1(a).
Legal Services of New Jersey (LSNJ). Coordinates the statewide Legal Services system in New Jersey, providing free legal assistance to low-income people in civil matters. You can call them at 1-888-LSNJ-LAW (1-888-576-5529) Monday through Friday from 8am to pm or apply online.
Please contact our statewide Legal Hotline at 1-888-LSNJ-LAW (1-888-576-5529) or click here to submit your Online Intake.
The New Jersey Home Ownership Security Act, which became law in 2003, provides New Jersey citizens with some of the strongest safeguards in the nation. The law is designed to stop predatory lending practices and keep homeowners from unfairly losing their homes and assets.
The LSNJLAWSM statewide Hotline provides free legal assistance in civil matters. You can apply online by clicking here or call 1-888-LSNJ-LAW (1-888-576-5529). Services are provided at no charge, but you must be financially eligible to qualify and representation is not guaranteed.
Getting Legal Assistance You can also call 1-800-496-4570 between AM and PM, Monday through Friday, or contact one of our offices.
Apply for legal help online The LSNJLAWSM Hotline provides advice, information, and referrals to low-income people in civil legal matters. Apply online or call our Toll-Free Statewide Legal Hotline at 1-888-LSNJ-LAW.
For free legal assistance, visit their site or contact their hotline online at .LSNJLawHotline.org and over the phone at 1-888-LSNJ-LAW (1-888-576-5529). In addition, you can contact the LSNJ office in your county.