This is an answer to a civil lawsuit which includes affirmative defenses.
This is an answer to a civil lawsuit which includes affirmative defenses.
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If a debt collector contacts you, it's your responsibility to: Be honest about your financial situation, including other debts. Reply in good time to calls or letters. Agree to a payment plan if you can afford it. Tell the debt collector if your contact details change.
Dear debt collector, I am responding to your contact about collecting a debt. You contacted me by [phone/mail], on [date] and identified the debt as [any information they gave you about the debt]. I do not have any responsibility for the debt you're trying to collect.
If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.
You must fill out an Answer, serve the plaintiff, and file your Answer form with the court. Generally, this is due within 30 days after you were served.
Responding to a Lawsuit File an answer. The most common way to respond to a complaint is by filing an answer. ... Negotiate. Being served with a lawsuit does not automatically mean you need to appear in court. ... Request more information from the plaintiff. ... Cross-complain. ... File a motion to dismiss.