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Once you have filed an FIR and accumulated necessary evidences concerning the accident and its damages, you need to submit them along with other documents like copy of your insurance policy, copy of driver's license, copy of registration and PUC certificate of your car to the insurance company.
There is actually no true average amount of payout, because car crash cases vary widely. Some may settle for a few thousand dollars, others for several million. At Kassel McVey, for example, we have settled car accident cases for as much as $13 million. The value of each case is dependent on many factors.
When you file a claim, you'll be asked to provide some basic details, such as where and when the accident or incident took place, contact information for everyone involved and a description of what happened. You might also be asked to give an estimated cost of the damage from the accident?if you have that available.
What are the Types of Covers Available in Car Insurance for Accidents in India? Type of Car Insurance CoverWho is CoveredCompensation LimitAccident CoverThird PartyNo LimitPersonal Accident CoverOwner-DriverRs. 7.5 lakhPassenger Accident CoverThose present in the car at the time of a mishapDepends on the policy
Documents Required for Claiming Car Insurance: Copy of your insurance policy. First Information Report (FIR) filed with the police. Duly filled up and signed Claim Form. Copy of the registration certificate of your car. Copy of your driving license. A detailed estimate of the repairs.