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Is the Registered Owner of a Car Liable for an Accident in California? If someone other than the registered owner of a vehicle causes an accident while operating that vehicle, the victim has the right to file an insurance claim against the registered owner's auto insurance policy.
In most instances, an adjuster will inspect the damage to your home and offer you a certain sum of money for repairs, based on the terms and limits of your homeowner's policy. The first check you get from your insurance company is often an advance against the total settlement amount, not the final payment.
It is a contract concerning human life. There must be no clear assurance that the payment is due upon the person's death. The contract provides for payment of lump sum money. The sum shall be paid at the expiry of a certain term or upon the person's death.
Get No License Auto Insurance in Texas A driver's license is not necessary in Texas if you're never going to drive but still own a vehicle. You will also need insurance for the car to comply with state law, and you will have to name a primary driver. Your driver isn't required to live in your household to qualify.
In general, an insurance contract must meet four conditions in order to be legally valid: it must be for a legal purpose; the parties must have a legal capacity to contract; there must be evidence of a meeting of minds between the insurer and the insured; and there must be a payment or consideration.