For use in all states except AK,FL,ME,NY,PR,VT,VA,WV,WI
Unsecured Loan Form For Wells Fargo
Category:
State:
Multi-State
Control #:
US-00601-B
Format:
Word;
Rich Text
Instant download
Description
This form is an unsecured Promissory Note. The form provides that the maker will repay the lender the entire loan, with interest. The lender is also given the discretion of attaching late charges to the monthly payments if the payments are overdue.
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How to fill out Multistate Promissory Note - Unsecured - Signature Loan?
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FAQ
You may typically be able to qualify for credit, depending on your debt-to-income (DTI) ratio and the amount of equity you have in any collateral (but you may not get the best rates). You may have more difficulty obtaining credit and will likely pay higher rates for it.
The monthly payment on a $5,000 loan ranges from $68 to $502, depending on the APR and how long the loan lasts. For example, if you take out a $5,000 loan for one year with an APR of 36%, your monthly payment will be $502.
There's no collateral requirement since this is an unsecured personal loan. Personal loans from Wells Fargo have no loan origination fee, unlike some of our competitors. You can choose from a number of payment terms from 12 to 84 months 3, depending on your loan amount.
Qualifications for an unsecured loan Generally, they look for a history of responsible credit use (typically one or more years), on-time payments, low credit card balances and a mix of account types.
You may typically be able to qualify for credit, depending on your debt-to-income (DTI) ratio and the amount of equity you have in any collateral (but you may not get the best rates). You may have more difficulty obtaining credit and will likely pay higher rates for it.