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Return of Premium (Optional) The Principal Guarantee Rider may be elected at issue and cannot be canceled. Upon full withdrawal, the amount you are guaranteed to receive will be no less than the purchase payment, less any amounts previously withdrawn or applied to an annuity option and taxes.
Fixed Index Annuity Principal Protection is Guaranteed When you purchase an FIA, the insurance company takes the money you've given them and adds it to a portfolio that buys high-grade corporate and treasury bonds that earn an income stream in the form of guaranteed interest.
Established by MetLife in 2017, Brighthouse Financial sells life insurance and annuities to individuals. In contrast, MetLife focuses primarily on employee benefits. You can only purchase a policy from Brighthouse Financial with the help of a financial professional, such as an advisor.
After the first Contract Year, the Free Withdrawal Amount for each Contract Year is equal to 10% of the Account Value as of the prior Contract Anniversary (adjusted for withdrawals already taken in the current Contract Year). The Free Withdrawal Amount is non-cumulative and is not carried over to other Contract Years.
Claims Packet from Brighthouse Claims at (800) 882-1292. calendar days of receiving the Notice of Claim. information, which must include the LTC Claim Form, Licensed Health Care Practitioner Statement, and Plan of Care to Brighthouse Claims within 90 days of submitting the Notice of Claim.