While homeowners' associations in Maryland are governed by the federal FDCPA, the state also has an additional legislature that regulates the collection of debt at the state level.
Federal Laws - In addition to state law regulations, the federal government has laws that govern the operation and management of common interest communities, iniums, cooperatives, and residential properties in the state of Maryland.
Contact the Attorney General's Consumer Protection Hotline at 1-888-743-0023 or use their website.
The new law, which took effect on October 1, 2024, now provides that the exception for detached units only applies to detached units “located within a inium composed entirely of similar detached units.” The new law also requires that the Council must “give annual notice, in writing, of any obligation of an owner ...
If water damage originates from a common area, like a burst pipe in a hallway or a leaking roof, it is generally the HOA's responsibility to address and repair the damage. However, individual condo owners are typically responsible for maintaining and repairing their unit's interior.
Section 11-111 - Rules and regulations (a) (1) The council of unit owners or the body delegated in the bylaws of a inium to carry out the responsibilities of the council of unit owners may adopt rules for the inium if: (i) Each unit owner is mailed or delivered: 1. A copy of the proposed rule; 2.
The statute of limitations for enforcing HOA debts and violations in Maryland is typically three years. This means that the HOA must take legal action within three years from the date the debt was incurred or the violation occurred to recover any monies or enforce compliance.
With regular iniums, the unit owner usually owns the internal unit space and a share of the corporation; the corporation owns the exterior of the building land and common area; in the case of a freehold inium the owner owns the land and building and the corporation owns common shared roadways and amenities.
Your Rights in inium/HOA Disputes in California Here's a comprehensive list of these rights: Right to Access Information: Homeowners in California have the right to access various HOA records. This includes financial statements, meeting minutes, and membership lists, ensuring transparency in the HOA's operations.
Lien for assessments. (a) The association has a lien on a unit for any assessment and any other moneys due the association for special assessments or services or charges, such as water or repairs, levied against that unit or fines imposed against its unit owner from the time the assessment or fine becomes due.