Bodily injury liability insurance provides coverage if you're responsible for injuring others in an accident, covering their medical expenses and other damages. Personal Injury Protection (PIP), required in Florida, covers a portion of your medical expenses regardless of fault.
Under Florida Statutes Annotated section 95.11, a person has four years to file a lawsuit in Florida from the date the accident/circumstance occurred. Rarely will the civil court hear a case that was not filed within this four year window of time.
Personal Injury Lawsuit Process in Florida – A Step-by-Step Guide Step 1: Hire a Reputable Personal Injury Lawyer. Step 2: Complete Your Medical Treatment. Step 3: File an Insurance Claim. Step 4: Gather Evidence. Step 5: Negotiate a Settlement. Step 6: File a Lawsuit. Step 7: Complete the Discovery Process.
Examples of Intentional Bodily Harm Intentional bodily harm can manifest in various forms, including: Using a weapon: Assaulting someone with a knife, gun, or any other deadly weapon. Causing serious injury: Inflicting injuries that result in permanent disability or disfigurement.
Bodily injury liability insurance provides coverage if you're responsible for injuring others in an accident, covering their medical expenses and other damages. Personal Injury Protection (PIP), required in Florida, covers a portion of your medical expenses regardless of fault.
As mentioned earlier, bodily injury claims in Florida are based on the state's “no-fault” insurance system. This means that, regardless of who is at fault for an accident, each driver's own insurance company pays for their personal injury expenses up to a certain limit.
What is the release of all claims in Florida? In Florida, a release of all claims is a legally binding agreement that an individual signs to waive their right to pursue any future claims against another party regarding a specific incident or set of circumstances.
(a) “Serious bodily injury” means an injury to a person, including the driver, which consists of a physical condition that creates a substantial risk of death, serious personal disfigurement, or protracted loss or impairment of the function of a bodily member or organ.
Florida's Auto Insurance Requirements Here's the thing, Florida law requires drivers to carry minimum auto insurance coverage of $10,000 for Personal Injury Protection (PIP) and $10,000 for Property Damage Liability (PDL) as per Florida Statute 627.736.