O A housing provider cannot charge you a credit or background check fee if you provide one to them that was run within the last 30 days. The landlords wont accept your own credit reports.If your apartment search remains confined within those 30 days, your existing score should hold up. A minimum score of 550 is required. However, each Property Owner may establish their own credit requirements. You need to get applications first with an authorization to check credit. Who should pay the fee? A landlord credit check helps determine if you're likely to pay rent. In this blog, we'll explore soft credit checks, the factors that influence them, and the impact they have on renting your next dream home. Credit and Tenant performance information received during the screening process will affect the applicant score.