I hereby confirm that I want to apply for credit card cancellation because of personal issues (mention the issue you are facing). I would be grateful if you acknowledged my request and closed my credit card. (One quick note: Always send the letter after paying your credit card debts with zero balance.)
To Whom It May Concern: Please accept this letter as my written authorization to close the following account(s) at your financial institution. All of my transactions have cleared and I have stopped all currently scheduled debits and credits to my account.
Date: Customer Name: Dear Banker: Please accept this letter as my written authorization to close the following account(s) at your financial institution. All of my transactions have cleared the account(s), and I have stopped all currently scheduled deposits and withdrawals to my account(s).
Dear (Bank Manager's Name/To Whom It May Concern), I am writing to request the closure of my bank account with the number (Account Number). I would like this account to be closed effective immediately. Please transfer any remaining balance to my new account at (New Bank Name and Account Details).
You say: “I direct and authorize you to close my bank account”. Usually, the bank representative will ask you why, and you may, but are not required, to give an explanation.
I, Your Name, hold a Savings Account in your bank. Due to some personal circumstances, I am unable to maintain the account and would like to close it. Please find the account passbook enclosed with this letter. I request you to initiate the account closure process at the earliest.
Start with the correct address of the bank, subject, salutation, body of the letter stating the reason for the closure of the bank account, complimentary closing, signature and name. Make sure you provide the exact account number and other details necessary accurately.
Sample Application for Closing Bank Account Dear Bank Manager, I am writing to request the closure of my bank account with the number 123456789. I would like the account to be closed effective immediately. Please transfer any remaining balance to my new account at XYZ Bank, Account Number 987654321.
Call your credit card issuer to cancel and confirm that your balance on the account is $0. Mail a certified letter to your card issuer to cancel the account. In this letter, request that written confirmation of your $0 balance and closed account status be mailed to you.