If there is no Payment Review hearing, you can contact the Plaintiff directly and ask to set up a payment plan. In Massachusetts, debt collection judgments last for 20 years. This means if you lose, the creditor can attempt to collect payments from you for 20 years.
(a) Entry of default If the plaintiff also fails to appear, the case shall be dismissed seven days after the trial date unless either party requests a new trial date within the seven day period.
Massachusetts laws Securing debt with liens on personal property. The statute of limitations for consumer-related debt is six years.
Dismissal shall be entered when a plaintiff fails to appear for trial, provided that the defendant has filed a timely answer and appears for trial.
There are four major steps to collecting after a Massachusetts court judgment: Get a writ of execution. Locate the debtor's assets. Direct a deputy sheriff to seize the debtor's non-exempt assets. Have the sheriff sell off the debtor's non-exempt assets to satisfy the debt.
Statutes of Limitation in Massachusetts Injury to Person3 yrs. Ch. 260 §4 Fraud 3 yrs. Ch. 260 §4 Injury to Personal Property 3 yrs. Ch. 260 §4 Professional Malpractice 3 yrs., max. 7 yrs. (personal injury) Ch. 260 §4 Trespass 3 yrs. Ch. 260 §2A5 more rows
You can ask a judge to remove the default judgment and schedule another court date. You must give the judge a good reason for missing the court date. You must also have a "legal defense" that might prevent your eviction.
How Long Does a Creditor Have to Collect on a Judgment Against Me? Usually, judgments are valid for several years before they expire or "lapse." In some states, a judgment is effective for around five to seven years. In other states, like New York, it can be 20 years or longer.