Payment Of Judgment Debt In Illinois
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A court judgment must be recorded with the Recorder of Deeds in the county where the property is located in Illinois before it can be enforced. Even if the property is situated in the same county as the judgment, the creditor must record the judgment.
A "Default Judgment" is similar to a Judge's order in that it can be used to place a lien on your property, garnish your wages and/or affect your credit. The city usually requests that the maximum fine be imposed in default matters.
And even if the party being sued does respond, many times there is not much of a defense that can be made. 10 days following the judgment, the creditor becomes a judgment creditor and can begin the wage garnishment process.
If you wish to fight renewal of judgment, you must file a motion to vacate the renewal within 30 days of receipt notice of renewal.
How does a creditor go about getting a judgment lien in Illinois? To attach a lien, if the debtor's property is located in the same county where the judgment was entered, the creditor files the judgment with the county recorder.
