Generally, to file a judgment lien, an abstract of judgment must be issued by the justice court. Some justice courts have a form available on their website to request an abstract of judgment.
An abstract of judgment is a document that is filed in the property records of a county. This filing provides details about the judgment and about the debtor so that it can be properly indexed. A properly recorded and indexed abstract of judgment creates a lien on the defendant's nonexempt real property.
Texas Abstract of Judgment It is worth noting that abstracts of federal court judgments require certification from the clerk of the court. If you need to abstract your judgment lien in Collin County, Texas, you can do so by visiting the County Clerk's office located at 2300 Bloomdale Rd. Ste 2106 McKinney, Texas 75071.
Abstract of Judgment: If the defendant owns real property (land), you can get an abstract of judgment from the court that issued the judgment and file it with the county clerk in the county or counties where the defendant owns the property.
If you issue a claim online, it is issued immediately and posted out to the defendant in a number of days. If not responded to, you could realistically get a CCJ within a month, as the Defendant has 14 days from service of the claim to respond to it.
A CCJ for credit agreements under the Consumer Credit Act must be preceded by a warning letter, such as a default notice or a letter before action, at least 14 days before any action is taken.
The Abstract of Judgment in Texas A Texas abstract of judgment is always filed immediately after obtaining the judgment.
Enforcing a Judgment There are several ways to collect on a judgment in Texas. In the most straight-forward way, you can begin the collections process by filing an “abstract of judgment” in the county clerk's office where you believe the judgment debtor owns non-exempt real property.
``ing to the Limitation Act, a CCJ can only be enforced within 6 years of the order being issued. If you are being chased for defaulted mortgage repayments, for example, your mortgage company has 6 years to pursue you for payment of your CCJ.
There is also no minimum amount of debt required for a CCJ. So even if you're only behind by one or two months, it's up to your creditor if and when they want to apply for a CCJ.