Reporting a Car Insurance Claim If you're filing a first-party insurance claim, call the number on your insurance card or go online to report the accident. If you're filing a third-party insurance claim, you should obtain insurance information from the other driver to contact their insurer.
The MV-104 Form should be submitted to your local DMV within 10 days of the accident.
How Long Do You Have To File an Insurance Claim? It is essential that you notify your insurance company as soon as possible after being involved in an auto accident. Ideally, this should be done within 24 hours of the incident occurring, but you have up to 30 days in most instances.
Stick to the Facts Focus on the facts without adding opinions or assumptions. Describe what happened during the accident clearly and avoid discussing fault or other details. Never guess or estimate. If you don't know the answer to a question, admit that you don't know and move on.
Obtain Online: One of the easiest ways to get an MV-104 form is by downloading it directly from the New York State Department of Motor Vehicles. Go to the NYSDMV website and download a PDF of the form here: . After the form is completed, simply print and mail it in.
As a consequence of failing to report a qualifying accident to the NYS DMV, you may be charged with a misdemeanor that can result in the suspension or loss of your driver's license and/or vehicle registration.
Report accidents to your insurer within the stipulated period, often 72 hours, to avoid claim denial. The California statute of limitations for auto accidents is two years.
You are required by the New York State Vehicle and Traffic Law to file an crash (accident) report if you are involved in any crash where there is damage to the property of one individual (including yourself) that is more than $1,000. The report must be filed within 10 days.
9) How do you fill out an accident report? Prioritize safety and health. Notify the appropriate authorities. Gather information. Document the incident. Detail injuries and damages. Note immediate actions taken. Identify contributing factors. Conduct and document investigation.