Illustrate how you were affected by it at the time and how you continue to be hurt by it. State what you wish the other person had done instead. End with an explicit statement of forgiveness and understanding, for example, “I realize now that what you did was the best you could at the time and I forgive you."
Unfortunately, my circumstances are unlikely to improve in the foreseeable future and I have no assets to sell to help clear my debt. I am therefore asking you to consider writing off my debt as I can see no way of ever repaying it. If you are unable to agree to this, please explain your reasons.
Through the Cuyahoga County Debt Repayment program, eligible Cuyahoga County residents may qualify for a one-time payment of up to $2,000 toward debt to return to college and complete their degree at either Cleveland State University or Cuyahoga Community College.
Debt Repayment Scheme (DRS) The Debt Repayment Scheme (“DRS”) is a pre-bankruptcy scheme which is administered by the Official Assignee. It seeks a win-win outcome for both the debtor and his creditor.
Cuyahoga County Debt Repayment Program Students who have incurred institutional debt from any public Ohio college or university may be eligible for up to a $2,000 grant to help address their past-due balance.