To submit payment requests to the ACH network, you need to securely upload an ACH file to your bank, which will then process it and send its own version of the file to the ACH network. Nacha requires all ACH files follow a specific format, which it outlines in its official rules.
Automated clearing house Automated clearing house / Full name
To request an ACH payment from a customer, you should: Provide an Authorization Form: Send the customer an authorization form to complete. Gather Required Information: Ensure the form includes their bank account and routing numbers. Submit the Form: Send the completed form to your ACH payment processor.
The Automated Clearing House (ACH) is the primary system that agencies use for electronic funds transfer (EFT). With ACH, funds are electronically deposited in financial institutions, and payments are made online.