Targeted for manufactured homes that are 20 years old or newer, our HO-3 Homeowners policy includes dwelling coverage, personal liability, personal property, additional living expense, other structures, and third-party medical payments.
For regular homeowners, HO-1 and HO-2 are named-peril policies, while the HO-3 is the all-perils policy. The HO-4 covers apartment renters, but condo owners are best served by an HO-6. Mobile homes are covered under the HO-7, but only when they're stationary; motor homes aren't covered.
The HO-7 policy is an insurance policy for mobile home owners. It covers the dwelling and other structures, personal property, personal liability, loss of use, and medical expenses of others for mobile homes, RVs, sectional homes, modular homes, and trailers while stationary.
Except as provided in this section, for purposes of this chapter, a manufactured home or mobile home is considered personal property.
Mobile home form: HO-7 A typical mobile home insurance policy is an HO-7 form. It helps protect the personal property and physical structure of the home. This type of policy form is a modified version of an HO-2. The perils covered by an HO-7 may be different than those covered by a standard HO-2.
For HO3 policies, it's common to see open perils coverage for your home itself and named perils for your personal property. HO5 policies feature open perils coverage for both. If you're a condo owner with an HO6 policy, you're covered for everything inside the walls of your place for named perils.
Termination of lease or rental agreement -- Required contents of lease -- Increases in rents or fees -- Required disclosures -- Sale of homes -- Notice regarding planned reduction or restriction of amenities.
UInder Utah Code Sec. 57-22-5(2)(c), the law says that a tenant may not unreasonably deny access, refuse entry, or withhold consent, to enter the residential rental unit to the owner, agent, or manager for the purpose of making repairs to the unit.
You may be able to legally move out before the lease term ends in the following situations. You Are Starting Active Military Duty. The Rental Unit Is Unsafe or Violates Utah Health or Safety Codes. You Are a Victim of Domestic Violence. Your Landlord Harasses You or Violates Your Privacy Rights.