People holding a power-of-attorney (POA) for a relative or friend at the time of death often believe that they have the right to make funeral arrangements for the person after they die. This is not the case.
If the deceased did not legally designate someone to make decisions regarding their funeral arrangements, it falls to the next-of-kin; which is the closest blood-related family member (or spouse).
This right and responsibility goes to the following people, in order: a person you name in your will, prepaid funeral or burial contract, health care power of attorney, cremation authorization form, or other form that satisfies the requirements of Illinois law. the executor or legal representative of your estate.
When individuals or family members have not made funeral arrangements before the time of their death, usually family members call the funeral firm of their choice (which may not be the deceased's) and have the body taken to the funeral home of their choice.
Policy Assignment Options The recipient will complete a form to designate the benefits directly to the funeral provider or a third party, who then files a claim with the life insurance company.
If the insurance company does not have its own form, the funeral home may use the attached Irrevocable Assignment of Policy Ownership form. Fill out the information requested, have the policyowner sign the form before a notary, and submit the form to the insurance company.
The insured needs to either endorse the policy document or make a deed of assignment and register the same with the insurer. A form prescribed by the insurers must be filled and signed. In case of conditional assignment, your reason needs to be mentioned as well.
Decide if any heirlooms, photos, jewelry, etc. will be buried with the loved one (if applicable) Determine which loved ones will read eulogies or serve as pallbearers. Select scripture that will be read during the services. Arrange transportation for loved ones to and from the services.
If the insurance company does not have its own form, the funeral home may use the attached Irrevocable Assignment of Policy Ownership form. Fill out the information requested, have the policyowner sign the form before a notary, and submit the form to the insurance company.