Petition Filing Fee In Utah
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A complaint or petition starting a case must be filed with the court that has the authority to handle it. This is called "jurisdiction." Most civil cases, including divorce and eviction, are filed in district court. Small claims cases are filed in justice court (except in Cache County).
Unlike Chapter 13 bankruptcy, which has specific debt limits for both secured and unsecured debts, Chapter 7 doesn't impose a cap on the amount of debt a filer can discharge. This means that whether someone has $50,000 or $500,000 in qualifying unsecured debt, they can still be eligible for Chapter 7 bankruptcy relief.
While no minimum amount of debt is required to file bankruptcy, the fees and financial ramifications make this an unappealing option for smaller debts. Bankruptcy is typically best reserved for borrowers with over $10,000 in dischargeable debt — and only after considering less invasive debt relief options.
Barring any complications or fraud, you will receive your discharge in a Chapter 7 case about 3-4 months after filing.
The main cons to Chapter 7 bankruptcy are that most secured debts won't be erased, you may lose nonexempt property, and your credit score will likely take a temporary hit. Filing for bankruptcy is a very effective way to eliminate debt and get a fresh start.