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Deceptive Trade Practices By In North Carolina

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a complaint filed in the United States District Court regarding deceptive trade practices in North Carolina, particularly related to life insurance policies. It outlines claims against defendants for fraudulent misrepresentation, concealment, and breach of contract concerning a life insurance policy. Key features include detailed allegations of the defendants' failure to disclose critical information about the policy's premium payments and misrepresentations regarding the use of a 'vanishing premium' concept. The filling and editing instructions instruct the plaintiff to fill in the required details, including names, amounts, and relevant dates while ensuring compliance with jurisdictional requirements. This form is particularly useful for attorneys, partners, owners, associates, paralegals, and legal assistants involved in litigation relating to insurance fraud. It equips legal professionals with a structured approach to document claims, gather necessary evidence, and frame arguments effectively against deceptive practices. Overall, this form serves as a vital tool in pursuing claims for damages arising from deceitful actions in the insurance industry in North Carolina.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

North Carolina Consumer Protection Act (NCCPA): The cornerstone of consumer protection in North Carolina is the North Carolina Consumer Protection Act (NCCPA). This legislative act prohibits unfair and deceptive trade practices, such as false advertising, fraudulent schemes, and deceptive business practices.

The Consumer Protection Branch (“CPB”) handles criminal and civil litigation and related matters arising under federal statutes that protect consumers' health, safety, economic security, and identity integrity.

(These practices are commonly called misleading or unfair business practices.) They include false advertising, misrepresentation, tied selling, and failing to comply with regulations. Under consumer protection laws, they are illegal and can lead to compensatory or punitive damages.

Requires a controller to provide consumers with a reasonably accessible and clear privacy notice that includes five points: the categories of personal data processed by the controller, the purpose of processing the types of personal data, and how consumers may exercise a right.

The cornerstone of consumer protection in North Carolina is the North Carolina Consumer Protection Act (NCCPA). This legislative act prohibits unfair and deceptive trade practices, such as false advertising, fraudulent schemes, and deceptive business practices.

I have a problem with a business. Where can I get help? You may wish to file a consumer complaint with the North Carolina Consumer Protection Division. You can file a complaint online or call 1-877-5-NO-SCAM for assistance.

An act or practice is unfair where it (1) causes or is likely to cause substantial injury to consumers, (2) cannot be reasonably avoided by consumers, and (3) is not outweighed by countervailing ben- efits to consumers or to competition.

§ 75-16.2. Any civil action brought under this Chapter to enforce the provisions thereof shall be barred unless commenced within four years after the cause of action accrues.

Violating the UDTPA subjects a defendant to potential treble (triple) damages, costs, and attorney's fees. It has a four-year statute of limitations.

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Deceptive Trade Practices By In North Carolina