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Deceptive Trade Practices By In Illinois

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a legal complaint filed in the United States District Court concerning deceptive trade practices in Illinois, particularly related to life insurance policies. It outlines a case where the plaintiff alleges that the defendants provided misleading information regarding a life insurance policy's premium structure, specifically the 'vanishing premium' concept. The complaint details how the defendants fraudulently concealed critical information about the policy's performance and manipulated dividend rates, leading the plaintiff to believe he would not incur additional costs after age 65. Key features of the form include sections for parties involved, the nature of the complaint, specific fraudulent actions, and the damages sought by the plaintiff. Filling out this form necessitates accurate information regarding all involved parties, the incidents of deception, and any consequential damages suffered. The form is especially useful for attorneys, paralegals, and legal assistants as it serves as a foundational document for initiating litigation against deceptive practices, helping them construct a clear narrative of the plaintiff's grievances while ensuring all legal bases are covered. This complaint supports legal professionals in advocating for their clients' rights against fraudulent representations in the insurance industry.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Unfair methods of competition and unfair or deceptive acts or practices, including but not limited to the use or employment of any deception fraud, false pretense, false promise, misrepresentation or the concealment, suppression or omission of any material fact, with intent that others rely upon the concealment, ...

In Illinois, the statute of limitations is three years under the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/10a(e); McCready v. Ill. Sec'y of State, 382 Ill. App.

The statute of limitations for claims under the Act is three years. Thus, actions have to be filed within three years after the date that the alleged wrongdoing took place.

Illinois Code Chapter 815, 505/1 through 505/12 is commonly known as the Consumer Fraud and Deceptive Business Practices Act (“Act”). This is a law that is meant to protect consumers from businesses that engage in unfair methods of competition and unfair acts during the conduct of commerce or trade.

Theft by deception is defined under Illinois Statutes Chapter 720, Criminal Offenses § 5/16-1(7). ing to this statute, a person commits theft when they knowingly obtain, by deception, control over the property of the owner with the intent to permanently deprive the owner of the use or benefit of the property.

Illinois Attorney General's Consumer Protection Division Complaint Center Chicago: 800-386-5438 | TTY: 800-964-3013. Springfield: 800-243-0618 | TTY: 877-844-5461. Carbondale: 618-529-6400 | TTY: 877-675-9339. Spanish language: 866-310-8398.

The elements of a claim under ICFA are: (1) deceptive conduct; (2) that the defendant intended the plaintiff rely on that conduct; (3) that the deception occurred in the course of conduct involving a trade or commerce; and (4) damages proximately resulting from the deception.

Contact the company about your complaint A salesperson or customer service representative. Search for a company's customer service contact information on their website. Take your complaint to a company's management if a salesperson or customer service representative did not help.

(These practices are commonly called misleading or unfair business practices.) They include false advertising, misrepresentation, tied selling, and failing to comply with regulations. Under consumer protection laws, they are illegal and can lead to compensatory or punitive damages.

The Attorney General's Office takes consumer complaints and can engage in informal dispute resolution on behalf of consumers having problems with: Purchases. Identity Theft. Health Care Services or Providers.

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Deceptive Trade Practices By In Illinois