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Use Of Deception In Research In California

State:
Multi-State
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document is a complaint filed in a United States District Court, focusing on the use of deception in research and sales practices related to life insurance policies in California. The plaintiff alleges that the defendants misrepresented the nature and conditions of their life insurance policy, particularly regarding the 'vanishing premium' concept which was misleadingly presented as guaranteeing no additional premiums after age 65. Key features of the form include the structured outline of allegations, specific incidents of fraud, and detailed descriptions of misrepresented facts that induced the plaintiff's purchase. Filling and editing instructions suggest that users provide specific details about the parties involved, the timeline of events, and the damages claimed. This form is particularly useful for attorneys, partners, owners, associates, paralegals, and legal assistants engaged in litigation or claims related to deceptive sales practices. It enables them to clearly communicate the claims and seek legal remedies on behalf of clients who have been victims of such deceptive practices, ensuring that they articulate the complex issues of fraud and misrepresentation effectively.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

The study must not involve more than minimal risk to the subjects. The use of deceptive methods must be justified by the study's significant prospective scientific, educational, or applied value.

For studies involving deception, debriefing materials should explain the design and procedures used for deception, and the reason(s) why deception was necessary. After debriefing participants in studies that have involved deception, it may be necessary to re-consent participants.

Deception should only be used when its use is the only way to answer the research question. Research plans that involve the use of deception must be adequately justified and, in most cases, will require that research participants be informed about the deception at the conclusion of their participation.

Active deception involves intentionally providing inaccurate or false information to participants (e.g., one study team member tells participants that they will be engaged in a cooperative task with other participants, but instead they will be interacting with other members of the study team).

In addition, guidelines and regulations permit research without valid consent only when it poses no greater than minimal risk. Current practice thus prohibits studies that use deception and pose greater than minimal risk, including studies that rely on deceptive methods to evaluate experimental treatments.

Deception studies provide participants with an alternative explanation for the purpose of the study or provide them with misleading information about the study. Some studies may not directly deceive the participant but will withhold some information, such as the reason why a participant was selected for the study.

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Use Of Deception In Research In California