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Use Of Deception In Research In Allegheny

State:
Multi-State
County:
Allegheny
Control #:
US-000289
Format:
Word; 
Rich Text
Instant download

Description

The document outlines a legal complaint concerning the deceptive practices of insurance companies in Allegheny. It highlights the plaintiff's claim against the defendants for failing to disclose critical information regarding a life insurance policy that was marketed based on a 'vanishing premium' concept. Key features include the specifics of the fraudulent misrepresentations made by the defendants, the concealment of critical actuarial assumptions, and the intentional misleading of the plaintiff about the policy's performances and costs. Filling out the form requires precise information about the plaintiff, defendants, and detailed allegations of fraud. Specific cases may involve individuals encountering financial misrepresentation in insurance sales, and the form serves as a tool for laying out clear fraud claims. For the target audience, including attorneys, partners, owners, associates, paralegals, and legal assistants, this form is beneficial for documenting complaints related to insurance fraud, guiding them through the legal process and aiding in the presentation of claims in court.
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  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand
  • Preview Complaint For Negligence - Fraud and Deceptive Trade Practices in Sale of Insurance - Jury Trial Demand

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FAQ

Deception is when a researcher gives false information to subjects or intentionally misleads them about some key aspect of the research. Examples include: Subjects complete a quiz, and are falsely told that they did very poorly, regardless of their actual performance.

(a) Psychologists do not conduct a study involving deception unless they have determined that the use of deceptive techniques is justified by the study's significant prospective scientific, educational, or applied value and that effective nondeceptive alternative procedures are not feasible.

Deception in psychological research is often stated as acceptable only when all of the following conditions are met: 1) no other nondeceptive method exists to study the phenomenon of interest; 2) the study makes significant contributions to scientific knowledge; 3) the deception is not expected to cause significant ...

Deception or incomplete disclosure should only be used when no reasonably effective, alternative methods are available to achieve the goals of the research. Only study procedures that involve minimal risks (as determined by the IRB) can include deception or incomplete disclosure.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

The IRB discourages the use of deception when: Alternative methods can be used that will yield valid study results. The deception deprives participants of the opportunity to protect their own interests. The missing information affects the participants' ability to assess the risks of participation.

Deception should only be used when its use is the only way to answer the research question. Research plans that involve the use of deception must be adequately justified and, in most cases, will require that research participants be informed about the deception at the conclusion of their participation.

The study must not involve more than minimal risk to the subjects. The use of deceptive methods must be justified by the study's significant prospective scientific, educational, or applied value.

The debriefing is an essential part of the informed consent process and is mandatory when the research study involves use of deception. The debriefing provides participants with a full explanation of the hypothesis being tested, procedures to deceive participants and the reason(s) why it was necessary to deceive them.

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Use Of Deception In Research In Allegheny