Bottom line. If you're having issues with a financial service provider – be it with overdraft fees, a HELOC or student loans – filing a complaint with the CFPB can help you get to a resolution.
We have supervisory authority over banks, thrifts, and credit unions with assets over $10 billion, as well as their affiliates.
We protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law. We arm people with the information, steps, and tools that they need to make smart financial decisions.
Contact the branch manager, the customer service hotline, or the institution's website. Use this sample complaint letter as a guide to help you explain the problem and how you want the bank to fix it. Provide copies of receipts, checks, or other proof of the transaction.
Once a company receives a complaint from the CFPB, it is responsible for responding within 15 calendar days. If the response is not final, the company is responsible for letting the CFPB know. They will then have up to 60 days to provide a final response.
If you are unsure who to contact about your bank or credit union complaint, please email CSUplaints@maryland or call 410-230-6077 for assistance.
Consumer complaints concerning financial products and services provided by an FDIC-insured bank may be reported to the FDIC Consumer Response Center.
Consistent with applicable law, we securely share complaints with other state and federal agencies to, among other things, facilitate: supervision activities, enforcement activities, and. monitor the market for consumer financial products and services.
The FTC's Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights ...