This page will provide an overview of Florida's Repossession Laws and what you should know if you've fallen behind on car payments. Copy: Submit to Tax Collector's office along with application for Certificate of Title or Certificate of. Repossession.If you're in Florida and your car has been repossessed, you still have the opportunity to redeem your car or reaffirm your loan. Florida Repo Affidavit. Take full advantage of a electronic solution to generate, edit and sign contracts in PDF or Word format online. If you don't make your car payments on time, your lender might have the right to take your car without going to court or telling you first. How to Protect Yourself: Automobile Repossession. Source: The Florida Attorney General's Office. License issued pursuant to Section 790.06, Florida Statutes. Section 493.6118(1)(v) 9.