In the complaint, the plaintiff asks the court for a judgment and for permission to sell the home at a foreclosure sale.
A foreclosure is for possession of the home, but does not affect ownership of personal property. You can take clothing, furniture, lamps, papers, books, tools, decorations. It might be allowable to remove light bulbs from ceiling fixtures, but that's being petty.
Make them Evict You – There is a 90-day period before eviction following a sheriff sale. Approximately 60 days after the sheriff sale, you will receive a final notice with a date set for eviction.
Faster Sale. Tenants with an expired lease are entitled to two-months notice to vacate if the offer on the property requires them to vacate before the closing. This can result in closings multiple months away. Closings with tenants in place normally happen in 30-45 days.
702, 123 Stat. 1660, before a tenant can be evicted due to foreclosure, the landlord must provide the tenant with a 90 day notice to quit when the foreclosed property has been purchased by a buyer who wants to personally occupy it as his or her primary residence.
Verified Complaints are generally not required, except when ex parte relief is sought or when required by a statute or rule regarding a specific cause of action. N.J.R.
A party served with a pleading stating a counterclaim or crossclaim against that party shall serve an answer thereto within 35 days after the service upon that party.
Many courts will accept an answer in general letter form of a reply to the foreclosure complaint. Although there are formalities in answering which lawyers know, most courts will accept an answer in letter form. It should simply admit or deny the allegations of each paragraph of the complaint.