The document outlines a Complaint for Declaratory Judgment filed in the United States District Court concerning a dispute over life insurance premium waivers related to alleged total disability. This case highlights the jurisdiction and original jurisdiction criteria under the Declaratory Judgment Act. It details the involved parties, including the plaintiff, an insurance company, and the defendant, an individual claiming to be totally disabled. The document lays out the facts surrounding the issuance of life insurance policies and the claims made by the defendant regarding his disability due to major depression. Key features include the definition of total disability and the requirement for documentation to support claims for premium waivers. The form is particularly relevant for attorneys, paralegals, and legal assistants who may need to navigate the complexities of insurance law, assess claims for disability benefits, and represent clients in court. It provides a structured method for addressing disputes in insurance contracts, ensuring that the legal obligations and rights of both parties are clearly defined. Filling out the form requires careful attention to the details of insurance policies and the evidence presented regarding the defendant's disability status.