Closing Costs Without A Realtor
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FAQ
In Illinois, both buyers and sellers typically share the responsibility of paying closing costs on a house. Sellers generally pay for real estate agent commissions, title insurance, transfer taxes, and seller's attorney fees.
Closing costs don't include your down payment, but you may be able to negotiate them.
Closing costs for sellers These usually total 5-to-6 percent of the home's sale price ? on a median-priced $287,400 Illinois home, 6 percent comes to $17,244. In most of the state, sellers are also responsible for the Illinois transfer tax. In Chicago, though, both the seller and the buyer pay their share of this tax.
In Pennsylvania, real estate transfer taxes are also a pricey closing cost. These are typically at least 2 percent of the sale price, 1 percent to the state and 1 percent to the local municipality, but in some areas the local tax can be considerably higher.
If you're interested in getting a rough estimate of your future closing costs, in Florida homebuyers spend an average of 2.58% of the purchase price. The average home in Florida sells for $225,000 - so at 2.58%, you'd owe $5,800 (approximately).