Chapter 13 Bankruptcy Oregon Without Discharge

State:
Oregon
Control #:
OR-BKR-800
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Description

The Chapter 13 Bankruptcy Oregon Without Discharge is a legal document designed for debtors seeking to restructure their debts while retaining assets through a court-approved repayment plan. This form outlines the specific obligations of the debtor, such as making periodic payments to the trustee and providing updates on tax refunds and other income. Key features of the form include detailed instructions on handling secured and unsecured claims, as well as provisions for avoiding liens and valuing collateral. The form must be filled out clearly and accurately by following specific instructions for each section to ensure compliance with court requirements. Target users, including attorneys, paralegals, and legal assistants, can utilize this form to advocate for clients in bankruptcy cases, ensuring all creditor claims are properly addressed while protecting the debtor's rights. The plan also includes stipulations for payment distribution among creditors, which varies based on their secured status. Utility is found in its capacity to facilitate negotiations between debtors and creditors, making the bankruptcy process smoother for individuals seeking financial relief.

How to fill out Oregon Chapter 13 Plan?

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FAQ

If a bankruptcy case is closed without a discharge because an individual debtor did not timely file a Certificate of Completion of Instructional Course Concerning Personal Financial Management, a debtor must file a Motion to Reopen the Case. Closing does not necessarily mean that all adversary proceedings are finished.

Key Takeaways. Types of debt that cannot be discharged in bankruptcy include alimony, child support, and certain unpaid taxes. Other types of debt that cannot be alleviated in bankruptcy include debts for willful and malicious injury to another person or property.

Denial of discharge is a serious matter, usually occurring when there's fraudulent activity, such as hiding assets or lying about your financial situation. When the bankruptcy court denies your discharge in a Chapter 7 case, you remain responsible for paying back all your debts.

In chapter 12 and chapter 13 cases, the debtor is usually entitled to a discharge upon completion of all payments under the plan. As in chapter 7, however, discharge may not occur in chapter 13 if the debtor fails to complete a required course on personal financial management.

Debts not discharged in chapter 13 include certain long term obligations (such as a home mortgage), debts for alimony or child support, certain taxes, debts for most government funded or guaranteed educational loans or benefit overpayments, debts arising from death or personal injury caused by driving while intoxicated ...

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Chapter 13 Bankruptcy Oregon Without Discharge