The chapter 13 plan lists in detail the payments to be made by the debtor to
Chapter 13 Bankruptcy Oregon Foreclosure Debt
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How to fill out Oregon Chapter 13 Plan?
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A Chapter 7 bankruptcy wipes out your financial debt, including your mortgage, but you could lose your house. A Chapter 13 bankruptcy is more of a reorganization, and you can even catch up on payments as long as these are included in your plan.
A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.
If you're planning to file, you're probably concerned about what happens to your mortgage after chapter 13 discharge. Unlike other debts, your mortgage payments will not be discharged after you complete your payment plan.
While Chapter 7 eliminates all your debt, Chapter 13 is a repayment plan. Once you file, you'll work with a trustee to come up with a court-approved payment plan. You pay the trustee, who then pays your creditors. No more creditors calling or sending intimidating letters.