Ohio Workers Compensation For Independent Contractors
Description
How to fill out Ohio Recording Cover Page For Workers' Compensation Lien?
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FAQ
In Ohio, because independent contractors are not considered employees, they are not eligible for workers' compensation benefits. However, if you manage an independent contractor, and regularly control their performance, this freelancer or subcontractor is now considered your employee and requires your coverage.
If an independent contractor or subcontractor controls the selection of materials, traveling routes and quality of performance of another worker, that independent contractor or subcontractor is considered an employer and, as such, is required to provide workers' compensation coverage for that worker.
Ohio law requires every employer, including self-employed individuals or partners, to obtain workers' compensation coverage for their employees. However, it is optional for you as a sole proprietor or partner to carry coverage on yourself.
An employee under Ohio Workers' Compensation law is a term of art and can include persons denominated by employers as independent contractors. Legitimately actual independent contractors are legally self-employed, and as such doesn't qualify for benefits.
Independent contractors are not eligible for workers' compensation coverage; employers are not required by state law to purchase coverage for independent contractors. However, some employers misclassify employees as independent contractors to avoid paying payroll taxes and workers' comp premiums for them.