NYS Short Term Disability Form DB 450 withholding refers to the process of deducting a certain amount of money from an employee's wages to cover the premiums for short-term disability insurance offered by the state of New York. This form is typically used by employers to collect and remit these withholding to the appropriate state agencies. The New York State (NYS) Disability Benefits Law (DBL) provides temporary disability benefits to covered employees who are unable to work due to a non-work-related illness, injury, or pregnancy. By filing form DB 450, employees authorize their employers to deduct a predetermined percentage from their wages to fund their participation in the state's short-term disability insurance program. The purpose of this withholding is to ensure that employees have continuous coverage and are eligible for disability benefits should they need to take a leave of absence due to an eligible medical condition. These benefits typically replace a percentage of the employee's wages for a specified duration, allowing them to maintain their financial stability during their recovery period. It is important to note that NYS Short Term Disability Form DB 450 withholding is specific to New York State and may have different variations or requirements in other states. Some variations may include different form numbers or alternative filing processes, depending on the state's laws and regulations. In summary, NYS Short Term Disability Form DB 450 withholding is a mechanism through which employees in New York State authorize their employers to deduct a portion of their wages to cover their participation in the short-term disability insurance program. It ensures employees' eligibility for temporary disability benefits in the event of a qualifying medical condition, offering them financial support during their recovery period.