The reaffirmation agreement is used to reaffirm a particular debt. Once the debtor signs the agreement, the debtor gives up any protection of the bankruptcy discharge against the particular debt. The debtor is not required to enter into this agreement by any law.
Reaffirmation Agreement Form Without Attorney
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State:
Mississippi
Control #:
MS-BKR-801S
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How to fill out Mississippi Reaffirmation Agreement?
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Reaffirming a debt informs the lender that you intend to continue to pay the loan. Generally, the lender will continue to report the loan and all payments made on that loan to the credit reporting agencies, which may help improve your credit score after bankruptcy, provided timely payments are made on the loan.
An executed reaffirmation agree- ment may be filed by any party, including the debtor or a creditor. It must be filed within 60 days after the first date set for the first meeting of creditors in the bankruptcy case unless the deadline is extended by the bankruptcy court.
: to affirm (something) again especially so as to strengthen or confirm reaffirming the defendant's innocence reaffirm the validity of a debt a story that reaffirmed her belief in the goodness of humanity.
What Is Reaffirmation? Reaffirmation is a type of agreement a debtor makes with a lender to repay some or all of a debt despite going through bankruptcy proceedings. When a person files for bankruptcy, they do so in order to be relieved of a debt burden they cannot pay.
Reaffirmation agreements are strictly voluntary. A debtor is not required to reaffirm any of his or her debts. If a debtor signs a reaffirmation agreement, the debtor agrees to pay a debt that otherwise might be discharged in his or her bankruptcy case.
More info
The form for this is Form 240A Reaffirmation Agreement. Reaffirmation Agreement Form.This is a Official Federal Forms form and can be use in Procedural Forms Bankruptcy. Typically, the secured creditor will transmit a partially completed form of reaffirmation agreement to the debtor and debtor's counsel. The court may decide not to approve the reaffirmation agreement.