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A certificate of insurance (COI) form is a document that establishes proof of insurance, most often for a general liability policy. It lists you or your business as the policyholder or named insured.
The most common type of COI is provided in a document called 25. This document comes in a standardized template to represent each type of insurance policy. The 25 form lists the name of the policyholder and any additional insured. There are 3 main types of COIs.
A certificate holder is an entity that receives the certificate of insurance from a contractor, vendor, or another provider. If you receive certificates, that's you. If you provide them to companies that hire you, that's the company hiring you.
Elements of a COI Company Name and Address: legal name and address of the insured entity. Producer/Agent name and address: the insurance Agent/Broker who issues certificates. Carrier names: name of the company that holds your insurance policy. ... Policy type: the types of insurance required by the contract.
The COI verifies the existence of an insurance policy and summarizes the key aspects and conditions of the policy. For example, a standard COI lists the policyholder's name, the policy's effective date, the type of coverage, policy limits, and other important details of the policy.