Maryland Refinance Affidavit Form Form
Description
How to fill out Maryland Refinance Affidavit Form Form?
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FAQ
The Refinance Exemption allows that, in the event the amount secured by a refinance deed of trust is greater than the unpaid principal balance of the loan secured by the existing deed of trust, State Recordation Tax is calculated on the amount of the increase, as opposed to on the entire new principal amount.
Regarding transfer taxes, most jurisdictions in Maryland do not require you to pay new transfer taxes at the time of your refinance settlement. However, in most jurisdictions, you must pay the State Revenue Stamps (this amount varies by county) on the new money being borrowed.
Neither Maryland State law nor Montgomery County require that property taxes be paid when refinancing a mortgage. However, often mortgage lenders will require that property taxes be current before the new mortgage is issued to the taxpayer.
The Transfer Tax in Prince George's County is 1.4%. Consummation Another term for the settlement or closing.
