This is a Promissory Note for your state. The promissory note is unsecured, with a fixed interest rate, and contains a provision for installment payments.
Georgia Promissory Note With Personal Guarantee
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How to fill out Georgia Unsecured Installment Payment Promissory Note For Fixed Rate?
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FAQ
A promissory note is a legal document signed by a debtor who promises to pay a debt in a form and manner as described in the document. A personal guaranty, as defined at businessdictionary.com, is an agreement that makes one liable for one's own or a third party's debts or obligations.
A personal guarantee allows the lender to reach your personal assets to satisfy a debt in the event the business is not able to pay. While many lenders will walk away unless you are willing to provide a personal guarantee, it is important to understand that the terms and limits of a personal guarantee are negotiable.
How to Write a Personal Guarantee?Information About the Parties.Information About the Loan.Subject of the Guarantee.Terms and Conditions.Contact Information.Signatures.Witness.
In order for a promissory note to be valid and legally binding, it needs to include specific information. "A promissory note should include details including the amount loaned, the repayment schedule and whether it is secured or unsecured," says Wheeler.
Personal Guarantee: Taking Responsibility A promissory note alone may not be enough to secure the loan your business needs. That's why your promissory note could include a personal guarantee. Since a promissory note is basically just an IOU, a lender will want some kind of collateral to secure the loan.