Request List Subcontractors Without Insurance
Description
How to fill out Florida Request For List Of Subcontractors And Suppliers - Corporation Or LLC?
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FAQ
Subcontractor vs Independent contractor is a difference in an employment relationship with a laborer. Independent contractors are employed and paid directly by the employer while subcontractors are employed by an independent contractor and are paid by them.
A subcontractor receives a portion of what the contractor earns for an overall job. Contractors receive payment per job or by the hour. As a contractor, you a receive 1099 form, and the IRS determines if a worker is a contractor or an employee.
Michigan law requires employers to have workers' comp insurance for independent contractors. It only takes 1 employee working 35 hours or longer for 13 weeks or more to trigger this requirement. Failure to have workers' comp could result in civil and criminal penalties. Workers' comp benefits must also still be paid.
According to New York Workers' Compensation law, Independent contractors are not eligible for workers' compensation coverage, and employers are not required to purchase coverage for them.
Any subcontractor who does work for their own clients should have their own public liability and builders' insurance. Subcontractors are covered by the main contractor's employers' liability insurance but only if they have it. It's better for subcontractors to have their own cover than not.