This Request for List of Subcontractors and Suppliers form is for use by a corporate or LLC owner of property to request that a contractor furnish within 10 days of receipt of the request a list of all subcontractors and suppliers who have any contract with the contractor to furnish any material or to perform any service for the contractor with respect to the owner's real property or improvement thereto.
Request List Subcontractors Without Insurance
Category:
State:
Florida
Control #:
FL-03234A
Format:
Word;
Rich Text
Instant download
Description
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How to fill out Request List Subcontractors Without Insurance?
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Subcontractor vs Independent contractor is a difference in an employment relationship with a laborer. Independent contractors are employed and paid directly by the employer while subcontractors are employed by an independent contractor and are paid by them.
A subcontractor receives a portion of what the contractor earns for an overall job. Contractors receive payment per job or by the hour. As a contractor, you a receive 1099 form, and the IRS determines if a worker is a contractor or an employee.
Michigan law requires employers to have workers' comp insurance for independent contractors. It only takes 1 employee working 35 hours or longer for 13 weeks or more to trigger this requirement. Failure to have workers' comp could result in civil and criminal penalties. Workers' comp benefits must also still be paid.
According to New York Workers' Compensation law, Independent contractors are not eligible for workers' compensation coverage, and employers are not required to purchase coverage for them.
Any subcontractor who does work for their own clients should have their own public liability and builders' insurance. Subcontractors are covered by the main contractor's employers' liability insurance but only if they have it. It's better for subcontractors to have their own cover than not.
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Of course, the most protective practice would be to request a copy of the subcontractor's entire policy. Certificates of Insurance: Subcontractor Coverage Certificates need to reflect coverage during your policy period.