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If you file a Cross-Complaint, you have to let the cross-defendant know formally that you are suing. This is called "service." You have to have all papers "served" on every party in the lawsuit. You cannot serve the lawsuit yourself. It must be served by someone who is not a party to the action, at least 18 years old.
The main difference between a counterclaim and a crossclaim is who is counter-sued. A counterclaim is brought by a defendant against the opposite party, the plaintiff. A crossclaim is a claim by either a plaintiff against another plaintiff or a defendant against another defendant.
A response to a cross-complaint generally must be filed within 30 days of being served with the cross-complaint. Code of Civil Procedure 432.10. If you learn later that you need to file a cross-complaint you can make a motion to ask for an order allowing you to file a cross-complaint.
Permission to Assert Unpleaded Cross-Complaint A party who fails to plead a cross-complaint through oversight, inadvertence, mistake, neglect or other cause may apply to the court for leave to file a cross-complaint.
428.50. (a) A party shall file a cross-complaint against any of the parties who filed the complaint or cross-complaint against him or her before or at the same time as the answer to the complaint or cross-complaint. (b) Any other cross-complaint may be filed at any time before the court has set a date for trial.