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(a) Entering a Default Default A default is a failure to fulfill an obligation. Defaulting is most common in regards to debtor-creditor law and contract law.Rule 55 – Default; Default Judgment. (a) Entering a Default. Rule 55 - Default; Default Judgment (a) ENTERING A DEFAULT. Rule 55(a) authorizes the entry of default when the opposing party has "failed to plead or otherwise defend". (a) Entry of Default. Default applies not only to initial claims, but also to counterclaims, cross- claims, and third party claims. The list was incomplete and unnecessary; Rule 55(a) applies Rule 55 to any party against whom a judgment for affirmative relief is requested. JUDGMENT. Rule 55. Default.